What is equipment finance?

Equipment finance refers to flexible solutions allowing Australian businesses to acquire or upgrade essential assets, such as machinery, vehicles, and technology, without paying the full cost upfront. This includes loans, hire purchase, and equipment leases, enabling better cash flow management and faster business growth.

How does equipment finance work?

Apply online or speak to a broker, submit basic business documentation, and get matched to the right lender. Once approved, often in as little as 24 hours, funds are released, documents are signed, and you take delivery of your new equipment.

What is the difference between leasing and financing?

Leasing means renting equipment for a set period, with lower payments and easy upgrades at term’s end. Financing (loan or hire purchase) lets you buy equipment outright, spread repayments over time, and own the asset at the end, ideal for those wanting long-term ownership and potential tax deductions.

Equipment loan vs. lease: which is better?

Loans suit businesses seeking asset ownership and equity, while leases offer predictability, flexibility, and hassle-free upgrades. The best option depends on your cash flow, growth plans, and industry needs. Chevron Finance’s brokers can guide you.

Who qualifies for equipment finance?

Most Australian SMEs, start-ups, and established businesses are eligible. Chevron Finance offers low-doc and no-deposit options, making equipment finance accessible even for new ventures or those with minimal financial documentation.

What documents do I need for equipment finance?

Basic identification, ABN, bank statements, and equipment details typically suffice. Larger loans may require additional financials, but Chevron Finance streamlines approvals with minimal paperwork, especially for small and no-doc deals.

How do I apply for equipment finance?

Simply click “Apply Now” or call 1800 334 345. Answer only 5 easy questions, and an expert broker will guide you through the process for a fast, hassle-free experience.

How long does equipment finance approval take?

Approvals can be as fast as 24 hours, depending on the loan amount and documentation. Chevron Finance specialises in fast turnaround and minimal paperwork to get you moving quickly.

What are the benefits of equipment finance?

Benefits of equipment finance: Preserve cash flow and working capital Access vital equipment fast Fast approval and settlement Tax-effective repayments Low doc and no deposit options for easier access Flexible structures tailored to your business.

What are the interest rates for equipment finance?

Competitive rates start from 5.60%, subject to lender criteria, loan amount, and your business profile. Use Chevron Finance’s Equipment Finance Calculator for quick, personalised estimates.

Best Equipment Finance Broker In Australia

Glen Hogan

Oceanic Tours would like thank Joe Ralston at Chevron Finance for his work in the financing of our new bus and existing bus for the business. Joe is a great communicator and problem-solver with any issues around vehicle finance and we would highly recommend Chevron Finance to businesses who are looking for a competitive price and a smooth transition into the market of vehicle finance.

Greg Andersen

Chris from Chevron was great so easy to deal with no stress will be using them again in the future highly recommend

Tony R

Financing with the team at Chevron has been effortless with a very quick turnaround. Nothing is too much trouble, I can't speak highly enough of the service they provide.

Awab Khokhar

I recently had the pleasure of working with Alex at Chevron Finance for a commercial vehicle loan. Alex was very efficient and communicative throughout the whole approval process. He was very knowledgeable, responsive, and transparent and he had my best interests in mind. We had a tight deadline, but somehow Alex got me approved and settled within 48 hours! Will be using Alex and the Chevron Finance team again for any future purchases.

Aiden Cleal

Jake Sibenaler from Chevron Equipment Finance is a legend! He has helped me purchase an excavator and a front end loader for my business, and made the experience of a new business owner easy and stress free! Down to earth, with great timely results! I highly recommend Jake from Chevron if you're thinking of expanding your business with plant and machinery. Much Thanks to the team at Chevron Equipment Finance 🙏

NEWLAKE TOW TRUCKS & DRY HIRE

Trent is easy to deal with cheers. Couldnt ask for better service

J&E Taylor Livestock

Thanks again unreal service

jason nicholson

Nick was a pleasure to deal with, great communication through the whole process, including after deal was done. Nice work Nick

Luciano Fontana

Have all of my business through these guys I use nick. He’s fast thorough and keeps up with good communication.

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Please select a loan amount and length of the loan term. For loans over $500,000 please call 1800 334 345.

Loan Amount

$10,000

$500,000

100000

Loan Term

36 Months

60 Months

60

Rates From 6.9% • Up To $1m NO Financials • Approved In As Little As 24 hr.

*subject to lenders credit criteria, repayments are estimates only with balloon.

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Chevron Equipment Finance

Chevron Equipment Finance was established to provide a more personalised service to meet the needs of growing small and medium businesses that have been underserviced by their bankers for years. We pride ourselves in acting with a sense of urgency in everything we do and our can do culture ensures service and results we can be proud of. We provide established and start up business finance to clients across Australia. Our quick business finance process ensures you'll get the assets you need to run your business faster than dealing with the banks direct.

Award Winning

Setting a new standard in service and customer satisfaction

Certified Company

All brokers are certified members of the Commerical Asset Finance Brokers Association of Australia

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Equipment Finance Built Around Your Business

Whether you’re purchasing, replacing or upgrading equipment, Chevron Finance helps you explore lender options and find finance suited to your business needs. Our equipment finance brokers support businesses across Australia with personalised guidance throughout the process.

The Leading Provider Of Equipment Finance In Australia

Chevron Finance proudly supports those across Brisbane, Melbourne, Sydney, Perth and wider Australia with reliable machinery finance solutions, founded on flexibility and transparency. With over 20 years of experience in the field, we are backed by the expertise and insights that allow us to provide best-in-class, tailored solutions to our valuable clients.

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Why Choose Chevron Finance

Over 20 years’ experience delivering tailored finance solutions across Australia

Specialist knowledge in equipment finance for start-ups, SMEs, and large enterprises

Quick approvals, minimal documentation, no financials up to $1m

Large lender network, with access to over 91 lenders, including banks and specialist financiers

Flexible finance structures: lease, loan, chattel mortgage, hire purchase

Trusted partner for transport, mining, construction, agriculture, medical, and manufacturing sectors

Transparent process, obligation-free approvals, and a “first answer is always yes” attitude

What is equipment finance?

Equipment finance refers to flexible solutions allowing Australian businesses to acquire or upgrade essential assets, such as machinery, vehicles, and technology, without paying the full cost upfront. This includes loans, hire purchase, and equipment leases, enabling better cash flow management and faster business growth.
How does equipment finance work?

Apply online or speak to a broker, submit basic business documentation, and get matched to the right lender. Once approved, often in as little as 24 hours, funds are released, documents are signed, and you take delivery of your new equipment.
What is the difference between leasing and financing?

Leasing means renting equipment for a set period, with lower payments and easy upgrades at term’s end. Financing (loan or hire purchase) lets you buy equipment outright, spread repayments over time, and own the asset at the end, ideal for those wanting long-term ownership and potential tax deductions.
Equipment loan vs. lease: which is better?

Loans suit businesses seeking asset ownership and equity, while leases offer predictability, flexibility, and hassle-free upgrades. The best option depends on your cash flow, growth plans, and industry needs. Chevron Finance’s brokers can guide you.
Who qualifies for equipment finance?

Most Australian SMEs, start-ups, and established businesses are eligible. Chevron Finance offers low-doc and no-deposit options, making equipment finance accessible even for new ventures or those with minimal financial documentation.
What documents do I need for equipment finance?

Basic identification, ABN, bank statements, and equipment details typically suffice. Larger loans may require additional financials, but Chevron Finance streamlines approvals with minimal paperwork, especially for small and no-doc deals.
How do I apply for equipment finance?

Simply click “Apply Now” or call 1800 334 345. Answer only 5 easy questions, and an expert broker will guide you through the process for a fast, hassle-free experience.
How long does equipment finance approval take?

Approvals can be as fast as 24 hours, depending on the loan amount and documentation. Chevron Finance specialises in fast turnaround and minimal paperwork to get you moving quickly.
What are the benefits of equipment finance?
Benefits of equipment finance:
- Preserve cash flow and working capital
- Access vital equipment fast
- Fast approval and settlement
- Tax-effective repayments
- Low doc and no deposit options for easier access
- Flexible structures tailored to your business.
What are the interest rates for equipment finance?

Competitive rates start from 5.60%, subject to lender criteria, loan amount, and your business profile. Use Chevron Finance’s Equipment Finance Calculator for quick, personalised estimates.

The Equipment Finance Experts

Testimonials

What Our Customers Say About Their Loan Experience

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100000

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60

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About Us

Chevron Equipment Finance

<img src="https://chevronfinance.com/wp-content/uploads/2023/08/ab-ico1.svg" alt=""> Award Winning

<img src="https://chevronfinance.com/wp-content/uploads/2023/08/ab-ico2.svg" alt=""> Certified Company

Equipment Finance Built Around Your Business

Get your equipment sooner

Less paperwork. More time for business

Keep cash available for everyday costs

Support at every stage of business

Equipment finance across industries

More lender options, personal guidance

Plan your next equipment purchase

Finance Solutions

We Specialise In Arranging Finance For The Following Asset Types:

Truck And Trailer Finance

Excavators And Earthmovers Finance

Mining Equipment Finance

Mobile Crane And Tower Crane Finance

Bus Finance

Medical Equipment Finance

Aviation Finance

Manufacturing Machine Finance

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The Leading Provider Of Equipment Finance In Australia

Why Choose Chevron Finance

Equipment Finance FAQs

What is equipment finance?

How does equipment finance work?

What is the difference between leasing and financing?

Equipment loan vs. lease: which is better?

Who qualifies for equipment finance?

What documents do I need for equipment finance?

How do I apply for equipment finance?

How long does equipment finance approval take?

What are the benefits of equipment finance?

What are the interest rates for equipment finance?

Need Equipment Finance?

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Award Winning

Certified Company

Truck And Trailer
Finance

Excavators And
Earthmovers Finance

Mining Equipment
Finance

Mobile Crane And Tower
Crane Finance

Medical Equipment
Finance

Manufacturing Machine
Finance