Looking For A Great Deal On Excavator or Earthmoving Equipment Finance?

As Australia’s excavator and earthmoving equipment finance specialists, we offer Australia’s best rates, professional Australia wide service, quick approvals, no/low doc finance and flexible leasing options. Apply online today to receive instant pre-approval for your excavator loan or lease.

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Only 5 easy questions!

Professional Service & Comprehensive Finance Solutions Custom Tailored For You

Low Rates and Fees

We offer the most competitive rates in the industry.

Flexible Finance Options

We offer a variety of finance products to suit your needs including low doc/no doc finance, leases, rent to own & more.

Wide Range of Lenders

We have access to the widest range of lenders including the big banks & specialist financiers.

Quick Approvals

Apply online for instant excavator loan pre-approval. We provide a lightning fast turn around time on all applications.

Easy Application

No complicated forms and unnecessary paperwork. Simply apply online or call 1800-334-345.

Professional Advice

Our professional & friendly finance consultants specialise in excavator finance and have extensive experience in the construction industry. We’ll be with you every step of the way.

Why Chevron Equipment Finance?

We understand the construction industry and specialise in excavator and earth moving equipment finance. This means we can provide you with a personalised finance solution that could not only save you thousands in the long run, but also give your business the ability to thrive rather than just survive.

We finance both new and second hand machinery purchased through dealers, auctions and private sales.

We have an an experienced and friendly team ready to help you with your application. We are committed to providing the highest level of service and achieving the best outcomes for our clients.

All of our finance approvals are obligation free and our first answer is always “yes”.

We offer great rates & quick approvals.

Application is easy – simply apply online or call us on 1800-334-345.

Australia’s Excavator & Earthmoving Equipment Finance Specialists

Excavator and Earthmover finance is used in civil, construction, land clearing, road making and other industries to fund the purchase of yellow goods such as dozers, graders, scrapers and loaders. Finance for these assets is quite specialised given the high cost of the assets when new and also their long life.

This provides for two general scenarios that most businesses face; The equipment will be either; 1. quite expensive or; 2. It will be quite old. Either way, the high cost or the age of the equipment can make it difficult for a business to fund.

Case study: A small client of ours that had been operating for 4 years and had a fleet of 11 dozers approached us to fund the purchase of a 2 year old dozer for $335,000 which he needed to take on a new job. We were able to get him an approval for the full amount of the dozer within 48 hours, without financials. This enabled him to get the new machine on site by the end of the week so he could take advantage of the new work and not have to lose money by hiring in a contractor.

The Application Process

  • Step One: Complete our Pre Approval form – only 5 easy questions.

  • Step Two: From the details you provide, one of our specialist equipment finance brokers will be able to instantly determine whether you’re likely to be approved or not.

  • Step Three: If the chances of approval are high, your broker will request a small amount of information from you which you can easily send through via email.

  • Step Four: Once your information is received, your broker will spend approximately 10 minutes on the phone with you to properly understand your situation and requirements to ensure the most appropriate lender is used.

  • Step Five: All going well, 24-48 hours later you will receive notification of your approval.

Excavator Finance Guide

New Start Businesses

A deposit or collateral to be used as security (such as another asset owned by the applicant) is generally required when financing an excavator for a new start business. However we are able to arrange no deposit finance so please talk to one of our finance consultants to see how we can help you.

Proof of Income

We require no proof of income for loans up to $500,000 where the applicant has been in business for at least two years, they are purchasing a new or near new machine through a dealer, they have at least 12 months good payment history on a similar equipment loan, the applicant is asset back and their taxes are paid and up to date.

Securing The Best Rate

There are a number of factors that will affect the interest rate of your excavator loan. The best interest rates are offered on machines that are less than five years old at the time of purchase. We can also arrange finance for older equipment but the interest rate will often be slightly higher based on the increased risk of an older asset. Lower interest rates may also be offered to an applicant if they have a stable business history with at least two years’ financial statements.

Bad Credit History

It may be more difficult to obtain finance if an applicant has a limited or poor credit history. However we have several lenders that will consider minor credit issues

Excavator Finance Options

At Chevron Finance, we can help you with a custom tailored excavator or earthmoving equipment finance solution that best meets the needs of you and your business:

Machinery Chattel Mortgage

A chattel mortgage is the traditional finance option – a lender provides a loan for the purchase of an excavator and the borrower takes ownership of the machinery. The team at Chevron Equipment Finance can help with all aspects of arranging a chattel mortgage. Simply discuss your desired loan amount, repayment timeline and machinery requirements and we will arrange a finance solution that best meets your needs.

Low Doc & No Doc Excavator Finance

We specialise in arranging low doc and no doc loans that don’t have the stringent documentation requirements of typical bank loans. Our low doc finance solutions typically only require:

  • A current ABN
  • A business activity statement (BAS)
  • An Accountant’s statement

Excavator Leasing

An excavator lease is great for when you don’t require ownership of the machinery or only need it for a short period of time. A lease can often be more flexible than traditional finance and can have tax and cash flow advantages.

How Can We Help You?

At Chevron Equipment Finance we specialise in providing the most competitive excavator and earthmoving equipment finance solutions from a wide range of reputable lenders. We compare and analyse all of the available options before we recommend the right solution for your business. We also offer a quick turnaround time so once approved you’ll receive your funding within a few days.

So if you’re looking for fast, flexible, cost effective and tax efficient excavator finance then phone our experienced finance specialists on 1800 334 345 or get instantly pre-approved online.

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