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Planter Finance is a specialised funding solution offered by a Planter Finance specialist and a Planter Finance broker, providing tailored loans, leases, and purchase options for farm machinery and technology through a dedicated Planter Finance service.
Please select a loan amount and length of the loan term. For loans over $500,000 please call 1800 334 345.
Rates From 6.9% • Up To $1m NO Financials • Approved In As Little As 24 hr.
*subject to lenders credit criteria, repayments are estimates only with balloon.
As an experienced Planter Finance Specialist, Chevron Finance empowers Australia’s agricultural sector with dedicated Planter Finance solutions. Whether you’re modernising your farm, expanding your agribusiness, or upgrading essential machinery, our expert brokers deliver tailored funding across tractors, harvesters, irrigation systems, and more for producers nationwide.
Chevron Finance delivers a leading Planter Finance solution for Australian farmers and agribusinesses seeking quick approval and competitive rates. Benefit from low-doc and flexible lease options designed for the unique needs of rural producers, without the hassle of traditional banking. Apply online for instant pre-approval on Planter Finance and secure a funding plan tailored for your farm’s growth and operations.
Chevron Finance provides some of the most competitive rates for Planter Finance in Australia, helping you maximise your farm’s profitability.
Apply online for instant pre-approval. Formal approval for Planter Finance is typically completed within 48 hours.
Access funding up to $1 million for essential equipment with minimal paperwork and no financials required for eligible applicants.
Our network covers Australia’s leading banks and specialised rural financiers, offering flexible options for every type of agribusiness.
Our process is simple. Apply online or reach out to our team for fast, hassle-free service.
Chevron Finance’s experienced Planter Finance Broker consultants provide professional guidance, supporting your business every step of the way.
Apply online or contact our expert team to secure capital for your agricultural equipment, knowing a trusted Planter Finance Broker is supporting your journey at every step.
Managing farm machinery funding is more complex than it may seem. The right Planter Finance solution can spell the difference between long-term success and continuous cash flow challenges for your agribusiness.
Farm equipment should be matched with finance structures that reflect actual usage patterns. Paying off assets too quickly can tie up unnecessary equity in depreciating machinery, while too little equity may limit your ability to upgrade or sell equipment as needed, creating operational risk.
Before committing to any equipment loan, it’s smart to consult with a Planter Finance service expert as well as your accountant. This ensures your chosen funding option will optimise your working capital and set up your farming business to thrive, not just survive.
Chevron Finance offers expert Planter Finance solutions, helping you select the best method, terms, and loan products to support your growth. Contact us for tailored advice and unlock the right financing for your farm’s future.
A family-owned grain farm in regional Queensland needed to upgrade its harvesting machinery ahead of a record-breaking crop season. The business approach followed by Chevron Finance maintains operational flexibility while minimising upfront costs.
Working with Chevron’s Planter Finance Service, the farm secured a tailored chattel mortgage with a larger balloon payment and repayments structured to match their harvest cash flow cycles. Approval was granted within 24 hours, without the need for full financials, allowing immediate purchase and deployment of two advanced planters.
As a result, the farm increased its harvest capacity, maximised yield, and preserved working capital for ongoing farm management and seasonal inputs. With expert support and smart structuring, Chevron Finance empowered the farm to modernise quickly and capitalise on opportunity, delivering true value through Planter Finance in Australia.
A chattel mortgage is a secured loan where your farming equipment serves as collateral, commonly used by an agriculture equipment finance broker to enable businesses to finance tractors, harvesters, and machinery with flexible terms.
Leasing allows you to use critical agriculture assets for a set period with regular payments, while the financier retains ownership. At lease end, renew or return the equipment, ideal for evolving farm needs.
With hire purchase, you make periodic payments for the equipment and gain ownership outright after a final ‘Purchase Payment.’ This suits farmers aiming for asset ownership with cost management.
An operating lease gives your farm the temporary use of machinery with repayments for set periods; return assets at the end of the lease, usually without extra cost, perfect for seasonal or short-term requirements.
This model lets you rent equipment for a fixed period, with an option to purchase at the end by paying a monthly fee, providing access and eventual ownership.
Chevron Finance assists in complex projects like mergers and acquisitions, simplifying large farming business deals with structured asset finance tranches for successful growth and market expansion.
Chevron Finance streamlines the Planter Finance process for rural businesses and farms:
Complete the online pre-approval form to check your eligibility for Planter Finance.
Speak with an expert broker for answers to any farm-specific finance questions.
Submit the necessary supporting documents for verification.
Receive approval, typically within 24 hours, for most applications.
Sign the loan or lease documents to finalise your funding.
Collect and deploy your new Planter with confidence, ready for the season ahead.
As an experienced Planter Finance Specialist, Chevron Finance arranges machinery funding for start-up operations and established producers. New businesses may need a deposit or collateral, but our Planter Finance broker can often minimise upfront cash requirements by evaluating your farm’s background and plans.
Interest rates for Planter Finance depend on the age of the machinery, applicant history, and loan structure. The best rates are usually available for equipment less than five years old. Stable businesses with at least two years’ financials often qualify for lower rates, older used machinery is eligible, but may attract higher rates due to risk.
For loans up to $300,000, some applicants can qualify with no financial documents if they have been established for at least two years, own property (or provide a 20% deposit), and maintain a solid credit score. By submitting BAS statements and proof of good ATO conduct, lending can extend up to $1,000,000 with simplified paperwork.
While bad credit can make financing equipment more challenging, Chevron Finance works with lenders who consider minor credit issues. Rent-to-own arrangements provide a flexible pathway for those needing access to essential farm machinery despite limited or poor credit history.
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