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Please select a loan amount and length of the loan term. For loans over $500,000 please call 1800 334 345.

Loan Amount



Loan Term



Rates From 6.75% • Up To $1m NO Financials • Approved In As Little As 24 hr.

*subject to lenders credit criteria, repayments are estimates only with balloon.


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Truck & Trailer Finance

Looking For A Great Deal On Truck Loans Or Low Doc Equipment Finance?

As Australia’s Truck and Trailer Finance Experts, we offer Australia’s best truck loans rates, professional service, quick approvals, no/low doc truck finance, and flexible leasing options. Instead of heading to traditional banks and lenders, we give you an easier, fuss-free option on truck finance and truck loans when you need it most. Apply online today to receive instant pre-approval on a loan term that works for your business, not against it.

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Truck finance

Professional Service & Comprehensive Truck Finance Solutions Tailored To Your Business
Low Rates And Fees

We Offer The Most Competitive Rates In The Industry.
Approvals Within 24 Hours

Apply Online For Instant Pre Approval. Get Your Formal Approval Within 48 Hours In Most Cases.
No Financials Up To $1M

No Paperwork, No Financials, No Hassle.
Wide Range Of Lenders

We Have Access To The Widest Range Of Lenders Including The Big Banks & Specialist Financiers.
Easy Application

No Complicated Forms And Unnecessary Paperwork. Simply Apply Online Or Call 1800-334-345.
Professional Advice

Our Professional & Friendly Finance Consultants Specialise In Truck Finance And Have Extensive Experience In The Transport Industry. We'll Be With You Every Step Of The Way.

Why Us

Why Chevron Finance For Truck Finance Loans?

  • We understand the complexities of the transport industry and most importantly we understand the equipment required to get the job done. This means we can provide you with personalised solutions to meet the needs of your growing business so that you'll thrive, rather than just survive.
  • Our goal is to meet the needs of businesses that have been under-serviced by major banks or less diligent non-bank lenders, that´s why we have built strong relationships with those in the industry that can offer in-depth experience and high-quality finance products. As a result, you can focus on growing your business while knowing you've got the capital when you need it.
  • We finance both new and used trucks and trailers purchased through dealers, auctions & private sales.
  • We have an experienced and friendly team ready to help you with your funding requirements. We are committed to providing the highest level of service and achieving the best outcomes for our clients to ensure their success.
  • All of our finance approvals are obligation fee and our first answer is always ‘yes’.

Application is easy – simply apply online or call us on 1800-334-345.
Truck Finance

Australia’s Truck Finance Experts

Looking For Truck Financing?

Truck and trailer finance is a complex task that is often underestimated by businesses. The difference between a good and bad funding portfolio on a transport fleet is the difference of whether that business can grow or will get caught in a constant cash flow struggle.

Trucks need to be considered as tools for work and the funding used to buy them needs to properly match their usage pattern to ensure there’s enough, but not too much, equity in the fleet. If you pay down your trucks and trailers too quickly you will have too much equity sitting idle in depreciating assets which can be a large cost to the business.

If you have too little equity, you may find it difficult to sell your equipment if you need which increases your operating risk. Before you finance your next truck and trailer it’s essential that you sit down with an equipment finance expert and your accountant to discuss the best method and loan products for your situation. This could save you thousands in the long run and give your business the ability to thrive, rather than just survive.

We are the equipment finance experts and can help you answer these questions in your business and provide the truck & trailer finance you need. Enquire now for more information on our truck finance products.

Case Study

Chevron Equipment Finance has a long history of working with Australia’s leading heavy haulage operators, funding large trailers which can cost up to $5m each. These types of trailers are unique in that they don’t depreciate in value significantly over time. Due to this, it is inefficient to pay them off outright over 5 years as a large amount of equity is then stuck in the trailer and can’t be used for cash flow in the business.

We have been able to negotiate larger balloon values with our lenders which better match the depreciation of these larger trailers. The result is a reduction of up to 20% in the monthly payment which frees up cash flow that can then be used in the business to operate the asset and grow the business rather than being stuck in a depreciating asset.

Chattel Mortgage

A chattel mortgage is a secured debt instrument that allows the borrower to secure the finance against equipment, machinery, or other assets. A chattel mortgage is often used for business equipment, including truck loans and asset financing.


Leasing is a form of agreement where the entity leasing the goods or property of another will receive certain rights to use that property for a specified period of time. In this case, the lender retains ownership. This is done by paying a periodic sum, usually monthly. When the leased/loan term expires, the customer can either renew the lease or return the equipment. Contact us today to help you with a truck lease finance solution for your business.

Hire Purchase

With commercial hire purchase, the customer pays the periodic payments for their desired goods with the final payment being a ‘Purchase Payment’. At the end of the hire purchase period, ownership is transferred to the customer and they own the asset outright.

Operating Lease

An operating lease is a contract between two parties where one (the lessor) grants the other (the lessee) the temporary use of an asset (usually equipment or machinery) in exchange for regular repayment of rental payments. Upon completion of the operating lease term, the customer can return the asset to the financier for, in most cases, no additional cost.


This is a form of agreement where the customer can rent an item for a period of time, but at the end of the rental period, they have the option to purchase it. This is done by paying a monthly fee.

Corporate Finance/Mergers And Acquisition

Mergers and acquisitions are when two companies come together to form one. This is done through an acquisition, where the smaller company is purchased by the larger one. One of the benefits that can be accrued from this process is growing in market share and revenue. These transactions can appear quite complex however, breaking them down into smaller funding tranches can simplify the process and increase the changes of successful completion.

Trailer Financing

Chevron Finance has a range of finance options for your business, including trailer financing. If you are looking to purchase trailers for your business, contact us today to see what we can do for you. We have access to multiple lenders who offer tailored services that include the following:

  • Trailer Finance
  • Trailer Hire Purchase

Business Loan For Machine And Equipment

Financing your business expansion is essential to the success of any small business. Yet, traditional lenders may overlook your company because you lack a credit history or there are no collateral assets to secure the loan. The good news is that there are alternative financing options available to you, including equipment finance solutions. Contact our business loans team to see how we can support you in this capacity.

  • What Is A Truck Finance Solution?

    Truck finance is a loan that can be used to purchase a truck, trailer or other transport equipment. It's important to have the right type of financing in order to avoid paying too much for what you need. For example, if you purchase a new truck, with a truck finance solution you may be able to include a balloon to keep reduce the repayments, freeing up cash flow to grow your business.

  • The Benefits Of A Truck Finance Solution

  • How Can A Truck Loan Help Me Grow My Business?

Loan Process

The Application Process

We guarantee you'll find the application process easier than driving an 18 speed Road Ranger around town!

  1. Complete The Pre Approval To Confirm You're Eligible For Finance

  2. Speak To One Of Our Brokers Who Can Answer Any Questions You May Have

  3. Send In Supporting Documents

  4. 24 Hours Later - APPROVED!

  5. Sign Documents

  6. Pick Up Your New Equipment!


Truck And Trailer Finance Guide

Get more information on your truck and trailer finance

New Start Businesses

We are able to arrange truck finance for applicants with industry experience. Often, a deposit or collateral security (such as another piece of equipment owned by the applicant) is required when financing a truck for a start-up business. However, because we take the time to understand your business better, our vehicle finance experts can often avoid or minimise the amount of cash you need to contribute to get your first truck on the road. So please talk to one of our finance consultants to see how we can help you get your new business up and running.

Securing The Best Rate

There are a number of factors that will affect the interest rate of your truck loan. The best interest rates are offered on trucks that are less than five years old at the time of purchase. We can also arrange finance for older trucks but the interest rate may not be as sharp based on the increased risk of an older asset. Lower interest rates may also be offered to an applicant if they have a stable business history with at least two years’ financial statements.

No & Low Doc Truck Loans

We require no financial information whatsoever for loans up to $300,000 where the applicant has:

  • Been in business for at least two years;
  • Is a property owner (or has 20% deposit)
  • Has good credit history

Add some BAS statements and proof of good ATO conduct and you could be eligible for up to $1,000,000 in lending without any financials.

Bad Credit History

It may be more difficult to obtain finance if an applicant has a limited or poor credit history. However we have several lenders that will consider minor credit issues including rent-to-own products which are much more flexible than traditional lending options.


Truck And Trailer Finance FAQs

Here are the answers to some of our most often asked questions.

  • Can I finance a used truck?

    Yes, truck finance solutions are available for the purchase of all types of trucks, trailers and equipment, regardless of age and whether they’re being purchased from a dealer, private seller or auction.

  • Can I get a truck loan without a deposit?

  • Can I get finance for more than one truck?

  • Can you help me even if I have bad credit?

  • I’m interested in rent to own options for a truck – can you help me?

  • Can I purchase my truck at the end of the rental period?

  • Can you help me with finance for my truck and trailer?

  • Can I finance a truck if I buy from an auction or second hand?

  • Do you refinance commercial truck loans?

  • Do you offer older secured equipment loans?

  • Do you offer no deposit truck finance?

  • What is low doc Equipment finance?

  • What kind of truck finance packages do you offer?

  • What is a balloon payment?

  • Do you offer car loans?

  • What's a secured loan? and what's the advantage over personal loans?

  • What are no deposit truck loans?

  • Additional Information

  • How to get finance for a used truck?

  • Which bank is best for a truck loan?

  • How much deposit do I need to buy a truck?

  • What is the best truck loan interest rate?

  • What is the oldest truck a bank will finance?

  • How do you finance a new venture?

  • How can I get finance for a second hand truck?

  • Can I finance a truck from an auction?

  • Can I get a truck loan without financials?

  • Is it possible to refinance a truck loan?

  • Can I borrow money against trucks I already own?

  • Is it possible to get a truck loan with bad credit?

  • Can I finance a truck that’s located in another state?

  • How long does it take to get a truck loan?

  • Can I finance a truck from Trucksales?

Need Truck and Trailer Finance?

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