Looking For A Great Deal On Truck Finance?

As Australia’s truck and trailer finance experts, we offer Australia’s best rates, professional Australia wide service, quick approvals, no/low doc finance, and flexible leasing options. Apply online today to receive instant pre-approval for your truck loan or lease

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Only 5 easy questions!

Professional Service & Comprehensive Finance Solutions Custom Tailored For You

Low Rates and Fees

We offer the most competitive rates in the industry.

Approvals Within 24 Hours

Apply online for instant pre approval. Get your formal approval within 48 hours in most cases.

No Financials Up To $500k

No paperwork, no financials, no hassle.

Wide Range of Lenders

We have access to the widest range of lenders including the big banks & specialist financiers.

Easy Application

No complicated forms and unnecessary paperwork. Simply apply online or call 1800-334-345.

Professional Advice

Our professional & friendly finance consultants specialise in truck finance and have extensive experience in the transport industry. We’ll be with you every step of the way.

Why Chevron Equipment Finance?

We understand the complexities of the truck industry and most importantly we understand the equipment required to get the job done. This means we can provide you with personalised solutions to meet the needs of your growing business so that you’ll thrive rather than just survive.

We finance both new and second hand trucks and trailers purchased through dealers, auctions, private sales or even offshore.

We have an experienced and friendly team ready to help you with your funding requirements. We are committed to providing the highest level of service and achieving the best outcomes for our clients to ensure their success.

All of our finance approvals are obligation fee and our first answer is always ‘yes’.

We offer great rates & quick approvals.

Application is easy – simply apply online or call us on 1800-334-345.

Australia’s Truck Finance Experts

Truck and trailer finance is a complex task which is often underestimated by businesses. The difference between a good and bad funding portfolio on a transport fleet is the difference of whether that business can grow or will get caught in constant cash flow struggle.

Trucks need to be considered as tools for work and the funding used to buy them needs to properly match their usage pattern to ensure there’s enough, but not too much, equity in the fleet. If you pay down your trucks and trailers too quickly you will have too much equity sitting idle in depreciating assets which can be a large cost to the business. Too little equity and you may find it difficult to sell your equipment if you need which increases your operating risk. Before you finance your next truck and trailer its essential that you sit down with an equipment finance expert and your accountant to discuss the best method for your situation. This could save you thousands in the long run and give your business the ability to thrive, rather than just survive.

Case study: Chevron Equipment Finance has a long history of working with Australia’s leading heavy haulage operators, funding large trailers which can cost up to $5m each. These types of trailers are special in that they don’t depreciate in value significantly over time. Due to this, it is inefficient to pay them off outright over 5 years as the large amount of equity is then stuck in the trailer and can’t be used for cash flow in the business.

We have been able to negotiate larger balloon values with our lenders which better match the depreciation of these larger trailers. The result is a reduction of up to 20% in the monthly payment which frees up cash flow that can then be used in the business to operate the asset and grow the business rather than being stuck in a depreciating asset.

The Application Process

  • Step One: Complete our Pre Approval form – only 5 easy questions.

  • Step Two: From the details you provide, one of our specialist equipment finance brokers will be able to instantly determine whether you’re likely to be approved or not.

  • Step Three: If the chances of approval are high, your broker will request a small amount of information from you which you can easily send through via email.

  • Step Four: Once your information is received, your broker will spend approximately 10 minutes on the phone with you to properly understand your situation and requirements to ensure the most appropriate lender is used.

  • Step Five: All going well, 24-48 hours later you will receive notification of your approval.

Alternatively, give one of our team a call on 1800 334 345 and we’ll come to you anywhere in Australia to discuss your requirements and provide a solution.

Truck and Trailer Finance Guide

New Start Businesses

We are able to arrange no deposit finance for applicants with industry experience. Often a deposit or collateral security (such as another piece of equipment owned by the applicant) is required when financing a truck for a start up business. However because we take the time to understand your business better we can often avoid or minimise the amount of equity you need to contribute. So please talk to one of our finance consultants to see how we can help you.

Securing The Best Rate

There are a number of factors that will affect the interest rate of your truck loan. The best interest rates are offered on trucks that are less than five years old at the time of purchase. We can also arrange finance for older trucks but the interest rate may not be as sharp based on the increased risk of an older asset. Lower interest rates may also be offered to an applicant if they have a stable business history with at least two years’ financial statements.

Proof of Income

We require no proof of income for loans up to $500,000 where the applicant has been in business for at least two years, they are purchasing a new or near new truck or trailer, they have at least 12 months good payment history on a similar equipment loan, the applicant is asset back and their taxes are paid and up to date.

Bad Credit History

It may be more difficult to obtain finance if an applicant has a limited or poor credit history. However we have several lenders that will consider minor credit issues including rent-to-own products which are much more flexible than traditional lending options.

Truck and Trailer Finance FAQs

Can I finance a used truck?

Yes, we can find you finance for both new and used trucks.

Can I get a truck loan without a deposit?

Yes – we offer no deposit finance options. This means you may be able to purchase your truck without any collateral or a deposit.

Can I get finance for more than one truck?

Yes – we can help individuals and businesses of all sizes with any truck purchase. Whether you’re looking to buy a 5T van or a fleet of B-doubles, we’ll be sure to find you the best truck finance option that meets your needs.

Can you help me even if I have bad credit?

We can find competitive truck finance solutions for you or your business even if you have bad credit (subject to some conditions) – please talk to one of our finance consultants to see how we can help you.

I’m interested in rent to own options for a truck – can you help me?

Yes – our network of lenders offer a variety of flexible leasing and rental options to suit the needs of your business.

Can I purchase my truck at the end of rental period?

Yes – you can purchase your truck at the end of the lease by paying out the residual value at the end of the lease term. Our flexible lease options also allow you to exchange your truck for a new one by trading it in at the end of the lease.

Can you help me with finance for my truck and trailer?

Yes – our finance consultants specialise in arranging finance for both trucks and trailers.

Can I finance a truck if I buy it from an auction or second hand?

Yes – you can purchase from any reputable auction house or from a private seller. Our finance consultants will work with the private seller to ensure all of the transaction paperwork is correct so that you can be sure to receive the title to your new asset.

Can I finance a truck that’s located in a different state?

Yes – our network of finance consultants and vehicle inspectors gives you the flexibility to purchase a truck or trailer from anywhere across Australia.

Need Truck and Trailer Finance?

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